Abby Torres

Abby Torres is a passionate mortgage lender with a knack for helping clients and real estate partners bring renovation dreams to life. As Vice President of Mortgage Lending at Guaranteed Rate, she specializes in home renovation loans. Originally from Los Angeles and raised in Kansas City, Abby now calls Chicago home, where she’s built a career rooted in education, mentorship, and building genuine connections.

Recent Posts

Credit Scores Unlocked: How to Build, Maintain, and Improve Your Score

Posted by Abby Torres on March 7, 2025 at 5:00 AM

Your credit score affects almost every major financial decision you make. From securing a mortgage to getting approved for a credit card with the best rewards, this three-digit number determines how lenders see you. Understanding what goes into your score and how to improve it can save you thousands of dollars over time.

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Topics: Savvy Brokers, Savvy Brokers - Banking

Chicago Landlord Ordered to Pay $80K After Threatening Tenants with ICE

Posted by Abby Torres on March 6, 2025 at 5:00 AM

A Chicago landlord who tried to use immigration threats as leverage against his tenants is now facing the full weight of Illinois law. In a first-of-its-kind ruling under the state’s Immigrant Tenant Protection Act, Cook County Circuit Judge Catherine A. Schneider ordered Marco Antonio Contreras and his wife, Denise Contreras, to pay more than $80,000 to their former tenants after threatening to call immigration authorities during a rent dispute in June 2020.

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Topics: Real Estate Moguls, Real Estate Moguls - Homeowners

Prioritizing Your Spouse: The Key to Lasting Relationships

Posted by Abby Torres on March 5, 2025 at 5:00 AM

Relationships flourish when they are grounded in love, mutual respect, and intentionality. Yet, it’s easy to fall into patterns where competing priorities, even well-meaning ones, erode the foundation of a strong bond. Whether you’re navigating a marriage, nurturing a family, or strengthening friendships, putting the right things first can transform your connections in profound ways.

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Topics: Connection Code - Family Matters, Connection Code

Walk Your Way to a Longer Life: Why 8,000 Steps Matter

Posted by Abby Torres on March 5, 2025 at 5:00 AM

The simple act of walking can transform your health in ways you might not have imagined. For the average American, taking three to four thousand steps a day is common, but it’s far from enough to unlock the benefits that come with walking more. Research shows that reaching 8,000 steps daily decreases your risk of dying from any cause by 51%. That’s a number worth stepping up for.

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Topics: ProFitness, ProFitness Article

Buy a Home With Zero Down: How the USDA Loan Opens Doors

Posted by Abby Torres on March 3, 2025 at 5:00 AM

Owning a home may seem out of reach if you’re worried about saving for a down payment, but the USDA loan program offers a surprising solution, zero down payment and no cash reserves required. This often-overlooked opportunity helps eligible buyers achieve homeownership without draining their savings.

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Topics: Real Estate Moguls, Real Estate Moguls - Homeowners

Debt-Free or Leveraged Wealth: How to Choose the Right Path for Your Financial Goals

Posted by Abby Torres on February 27, 2025 at 5:00 AM

When it comes to personal finance, two competing schools of thought often dominate the conversation. On one side, you have the Dave Ramseys of the world, who encourage living completely debt-free. On the other, proponents like Grant Cardone and Robert Kiyosaki argue that leveraging debt is the key to building substantial wealth. Which one is right? The truth is that both approaches can work, but the right choice depends entirely on you.

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Topics: Savvy Brokers, Savvy Brokers - Banking

Mark Santoyo on Building Trust, Lasting Relationships, and Real Estate Success

Posted by Abby Torres on February 20, 2025 at 5:00 AM

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Topics: Real Estate Moguls, Real Estate Moguls Podcast, Abby Torres Podcast

Pushing Limits in Real Estate & Life with Luis Gonzalez

Posted by Abby Torres on January 8, 2025 at 5:00 AM

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Topics: Real Estate Moguls, Real Estate Moguls Podcast, Abby Torres Podcast

Identidad Chicano: Fortaleza en Una Etiqueta que Antes se Veía Como un Insulto

Posted by Abby Torres on December 26, 2024 at 5:00 AM

Durante mucho tiempo, ciertas palabras se usaron de forma hiriente. Una de ellas llamó la atención de personas con herencia mexicana que vivían en Estados Unidos. Se usaba para rebajar su valor ante quienes creían que habían abandonado su tierra. Sin embargo, lo que comenzó como un insulto evolucionó hasta convertirse en algo muy querido hoy en día. Esa transformación fue más que una simple charla sobre raíces o procedencia. Fue un ejemplo de cómo las comunidades pueden redefinir ideas que otras personas intentaban controlar.

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Topics: Puro Corazón, Puro Corazón - Cultura

How Tanya Diaz Conquers Comfort Zones to Achieve Real Estate Success

Posted by Abby Torres on November 6, 2024 at 5:00 AM

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Topics: Real Estate Moguls, Real Estate Moguls Podcast, Abby Torres Podcast

Héctor Quintana: El Poder de la Música y el Valor Frente al Fracaso

Posted by Abby Torres on October 15, 2024 at 5:00 AM

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Topics: Puro Corazón, Puro Corazón - Podcast, Abby Torres Podcast

Ania Kozera on Overcoming Adversity and Achieving Success

Posted by Abby Torres on July 22, 2024 at 5:00 AM

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Topics: Savvy Brokers, Savvy Brokers Podcast, Abby Torres Podcast, Ania Kozera Podcast

Rosie Gonzalez: Triumphs of a Top Realtor - A Chat with Abby Torres

Posted by Abby Torres on March 13, 2024 at 5:00 AM

In a recent episode of The Face of Latina Professionals, hosted by the vibrant Abby Torres, listeners were treated to an inspiring conversation with Rosie Gonzalez, Brookfield’s number one real estate broker. Rosie's journey is not just a story of professional success but a beacon of personal triumph, resilience, and the power of faith.

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Topics: Latina Professionals, Latina Professionals Podcast, Abby Torres Podcast

Real Estate Broker | Chris Tierney

Posted by Abby Torres on November 1, 2022 at 5:00 AM

Chris Tierney not only a firefighter and a licensed Real Estate Broker, he's also Abby Torres's husband. When Chris's business partner, fellow firefighter and best friend got injured on the job, his friend followed the path others took towards financial success into Real Estate. Chris joins Abby Torres to share his story, discuss real estate and family. 

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Topics: Real Estate Moguls, Real Estate Moguls Podcast, Abby Torres Podcast

Abby Torres | Home Renovation Specialist with Guaranteed Rate

Posted by Abby Torres on October 20, 2022 at 5:00 AM

Early in Abby Torres’s career, she found her niche as a Mortgage Lender specializing in home renovation loans. Now, a VP of Mortgage Lending at Guaranteed Rate, she discusses ways she helps both her clients and Real Estate Broker partners alike.

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Topics: Savvy Brokers, Savvy Brokers Podcast, Abby Torres Podcast

Abby Torres

Posted by Abby Torres on September 15, 2022 at 5:00 AM

Abby Torres grew up taking care of others from an early age. Her parents, new in a country in which they didn’t speak the language, would rely on Abby to translate for them in matters of life and even finance. It’s no surprise that she’d find her calling in the mortgage lending business.

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Topics: TFOCB, TFOCB Podcast, Abby Torres Podcast