VibeSociety™

Choosing where to keep your money isn’t just about convenience. It’s about finding a financial partner that meets your needs, whether that means personalized service, better loan options, or advanced technology. Both community banks and big banks offer unique benefits, but the right choice depends on what matters most to you.

The Federal Reserve’s decisions might seem distant from your everyday life, but they play a direct role in how much you pay for loans and how much you earn from savings. When the Fed raises or lowers interest rates, the effects ripple through the entire financial system, touching everything from your mortgage and credit cards to your savings accounts and investment returns.

The gap in wealth between renters and homeowners in the United States is larger than ever, and it’s only growing. According to a recent report by the Aspen Institute, the median net worth of homeowners sits at $400,000. Compare that to renters, who hold a median net worth of just $10,400, barely 3% of what homeowners have. The disparity highlights the critical role homeownership plays in building financial stability and long-term wealth.